"This situation does not apply to the OP, so the question is off-topic."

The questions I vote to close that would fall under that category are ones that are either highly speculative, or seem to be looking for a debate.

The insurance for billionaires question was by a person with an agenda.

The Value of credit score if you never plan to borrow again question is similar to one on the front page right now: Defaulting on early termination charges out of a phone contract. These are impossible to answer because even if you can list 5 bad things the OP will just say those aren't important. Or modify the scenario to be even more impossible.

Another category of question I watch out for is the asking for a friend, but there is likely a hidden agenda. An example is Avoid exorbitant costs when forced to break a lease. The title of the question calls the costs exorbitant, but the cost may be in what is specified in the contract, and what is allowed by state law. Of course we will never know because the OP doesn't have the contract. Nor were they a witness to what was said between the landlord and the renter. The only answer is to review the contract and the information from the state. That info from the state will also specify what the landlord has to do try and re-rent and how the renter can challenge the landlord.

"This situation does not apply to the OP, so the question is off-topic."

The questions I vote to close that would fall under that category are ones that are either highly speculative, or seem to be looking for a debate.

The insurance for billionaires question was by a person with an agenda.

The Value of credit score if you never plan to borrow again question is similar to one on the front page right now: Defaulting on early termination charges out of a phone contract. These are impossible to answer because even if you can list 5 bad things the OP will just say those aren't important. Or modify the scenario to be even more impossible.

Another category of question I watch out for is the asking for a friend, but there is likely a hidden agenda. An example is Avoid exorbitant costs when forced to break a lease. The title of the question calls the costs exorbitant, but the cost may be in what is specified in the contract, and what is allowed by state law. Of course we will never know because the OP doesn't have the contract. Nor were they a witness to what was said between the landlord and the renter. The only answer is to review the contract and the information from the state. That info from the state will also specify what the landlord has to do try and re-rent and how the renter can challenge the landlord.

"This situation does not apply to the OP, so the question is off-topic."

The questions I vote to close that would fall under that category are ones that are either highly speculative, or seem to be looking for a debate.

The insurance for millionaires question was by a person with an agenda.

The Value of credit score if you never plan to borrow again question is similar to one on the front page right now: Defaulting on early termination charges out of a phone contract. These are impossible to answer because even if you can list 5 bad things the OP will just say those aren't important. Or modify the scenario to be even more impossible.

Another category of question I watch out for is the asking for a friend, but there is likely a hidden agenda. An example is Avoid exorbitant costs when forced to break a lease. The title of the question calls the costs exorbitant, but the cost may be in what is specified in the contract, and what is allowed by state law. Of course we will never know because the OP doesn't have the contract. Nor were they a witness to what was said between the landlord and the renter. The only answer is to review the contract and the information from the state. That info from the state will also specify what the landlord has to do try and re-rent and how the renter can challenge the landlord.

"This situation does not apply to the OP, so the question is off-topic."

The questions I vote to close that would fall under that category are ones that are either highly speculative, or seem to be looking for a debate.

The insurance for billionaires question was by a person with an agenda.

The Value of credit score if you never plan to borrow again question is similar to one on the front page right now: Defaulting on early termination charges out of a phone contract. These are impossible to answer because even if you can list 5 bad things the OP will just say those aren't important. Or modify the scenario to be even more impossible.

Another category of question I watch out for is the asking for a friend, but there is likely a hidden agenda. An example is Avoid exorbitant costs when forced to break a lease. The title of the question calls the costs exorbitant, but the cost may be in what is specified in the contract, and what is allowed by state law. Of course we will never know because the OP doesn't have the contract. Nor were they a witness to what was said between the landlord and the renter. The only answer is to review the contract and the information from the state. That info from the state will also specify what the landlord has to do try and re-rent and how the renter can challenge the landlord.