This is the question I'm talking about:
Why do billionaires buy life insurance?
I understand that the user asking the question has a self-serving agenda. However, this particular question is worded in such a way that it really does invite unbiased answers. In fact, the question has a very good, well received answer that seems to contradict the OP's views.
Why was this question closed? If a different user had asked the same question using the same words, would it have been left open?