I would like to propose that we combine the and tags into one tag, perhaps called .

UTMA (Uniform Transfer to Minors Act) and UGMA (Uniform Gift to Minors Act) accounts are very similar to each other. They have the same uses, and minor (but very real) differences that vary from state to state. I think that most questions about them will apply to both types of accounts and that it would be useful to group the questions about them together in one tag.

Currently, there are two questions tagged with only, one question tagged with only, and two questions that are tagged with both tags.

The one question tagged actually discusses both types of accounts. I think combining the tags into one tag which will have 5 questions on it will help people find related questions and will avoid confusion on tagging in the future. The body of the question will differentiate if one particular account needs to be discussed.

  • On the one hand if they have "minor (but very real) differenes" maybe they ought to have different tags. But it seems there is also a lot of overlap. Do you suggest making a new utma/ugma tag or just pick one to keep?
    – verdammelt
    Mar 6, 2015 at 12:44
  • @verdammelt I would suggest making a new combined tag, and getting rid of the old ones (making them synonyms). In my opinion, the benefits of combining the tags outweighs the drawbacks. If no one else answers the question, I'll answer it so people can vote it up or down.
    – Ben Miller
    Mar 6, 2015 at 13:54

1 Answer 1


Let's combine the tags.

UTMA and UGMA are almost two different names for the same thing. Each state has one or the other, and the names are often used interchangeably. (The differences are mainly in what type of assets are allowed in them.)

UGMA is the older law, but when UTMA, the more flexible law, came into effect, almost all the states (48 of them) adopted the UTMA and repealed the UGMA. UGMA accounts in those states that were in place before the change were grandfathered in. (Source)

Most questions about them will apply to both.

Because UTMA is more common, I recommend that we name the tag . We can make both of the existing tags tag synonyms of the new tag.

  • This is now complete.
    – Ben Miller
    Apr 15, 2015 at 3:48

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