I am looking at the question Why does FlagStar Bank harass you about payments within grace period?. In my opinion, it falls into the category of "customer service" type questions that should be resolved with the company in question. On the flip side, it can be made generic, "Can a bank call me to request payment day before the grace period is over?" And even then, it would seem the answer is a simple "yes."
Yet, the question has 2 helpful responses, no down votes, and no votes to close.
Is this question off-topic?