It is disingenuous to dismiss personal finance questions because of a legal aspect. The existence of the country tag alone is a recognition of the differing laws and regulations supporting any question or answer. Often enough, some questions get closed as "off topic" because the wording of the question encroached on law.
Questions that remain open frequently have disclaimers from people saying they aren't a lawyer, or simply reminding someone to go find a lawyer without answering, or answering with hearsay and passively mentioning get a lawyer. This is coupled with the irony that the best answers here are advice, or answers that are accurate but not advice cause lots of discomfort.
Lawyers are a gamble. Having an educated opinion before even considering going to a lawyer has a lot of benefit. Lawyers are expensive and will often just Google the problem themselves, except for $500 an hour.
This site is useless with the current logic in place. Especially when questions themselves can be merely re-worded to be compliant.
Can we loosen the prohibition on legal questions? It is distracting