I saw this question: Can I take advantage of lower interest rates while I'm stuck in a fixed-rate mortgage?

tagged with both "Canada" and "Ontario".

I understand the Canada tag, but Ontario? Is there a financial difference between Ontario and other provinces?

Pardon my ignorance, I'm just not sure at what locality level should we be tagging questions.

  • 1
    I think this question should actually be generalized to the last point about how specific a tag should be for locality, e.g. if a question was asked about New York State Sales tax should there be a New-York tag and a United-States tag.
    – Zephyr
    Aug 19 '10 at 3:38

Being in the US I don't know about all Canadian finances, but I do know more than I want to about Canadian Sales tax, and it definitely differs between provinces; HST, no HST, etc.

To answer your question I think a question specific to your province should be tagged with just that province (ie ontario but not canada).

  • 1
    LOL. +1 for "I do know more than I want..." :-) Aug 11 '10 at 15:38
  • 1
    You raise a good point. Your recommendation can also apply to other region specific questions. I'm sure there are questions specific to certain states and not others in which case a specific tag helps.
    – Zephyr
    Aug 19 '10 at 3:33

There can certainly be differences between provinces on financial regulations. Taxes certainly differ by province. And, at the moment, there are multiple provinces each with their own security regulator.

However, I think you're on the right track: in the specific case in question, the province tag is likely unnecessary. I think mortgage products are regulated federally and the problem and suggested answers are likely province-agnostic.

  • 2
    This is something the moderators can watch out for and help clean-up.
    – Zephyr
    Aug 19 '10 at 3:25

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