Questions tagged [discussion]

The question you're asking is designed to solicit opinions or best-practices on a particular topic, with the goal of reaching community consensus.

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In support of the moderators who have resigned or taken voluntary suspension of duties

I encourage everyone here to take a look at the proposed Day of Silence which some frustrated StackExchange participants will be observing for 24 hours, starting tonight at midnight (Eastern Standard ...
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Why isn't there a small business finance community?

It seems like one of the most common sources of off-topic questions. I saw this post which looked positive. What are the costs / needs to get one started?
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Who funds Stack Exchange Inc [migrated]

Where is a full disclosure of all the funding SE/SO receives directly and indirectly?
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Dear Stack Exchange: A Statement and a Letter from your Moderators

Crossposted from Meta.Stackexchange Dear Stack Exchange, Inc., We know you know about this already, so we'll keep this brief. The past two weeks have been rough. Lots of moderators have lost ...
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What is the appropriate way to address the cause of the financial issue if the question doesn't really mention it?

A recent question about handling a co-signed mortgage after a breakup got me thinking... Is it even appropriate to provide an "answer" on how this situation should be avoided in the first place? I'...
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Goodbye PF&MSO!

Goodbye, Stack Overflow! It's been fun collecting 11,758 Internet points and helping start the overflow site, but I'll be leaving as part of the Monica Cellio backlash.
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1answer
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New tag suggestion: cohabitation

How to handle shared mortgage payment if one person can't pay their share? is one of many "my boy/girlfriend and I bought a house together, and then we broke up and he/she owns 50% of the property,...
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Why was my answer deleted?

It challenges a direct quote from (in fact, the seeming prime motivation of) the question.
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Why is the question about 'Value of time' not closed?

The question how do you value what your leisure time is worth? is IMO begging for opinions. People may find it interesting (which might explain the high number ...
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Attacking an answer

Is it acceptable to attack another person's answer? Shouldn't their own answer speak for itself? Since the attack, I have received a lot of downvotes. The meaning of my answer has been twisted.
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Should the question about making a living in real estate be reopened?

This question was asked yesterday and closed today: Why does it seem the best way to make a living is to invest in real estate? Should it remain closed, or be reopened, and why?
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Why are so many people on this site so rude?

This site has some of the rudest people I've ever encountered. If whoever knew the answers I would hope they wouldn't be asking the questions. Why do you feel the need to answer so hateful? Those of ...
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Merge tags “abroad” and “offshore” into tag “international” and establish tag synonyms?

Do we really need the abroad and offshore tags? We already have the international tag which is used far more often than either of the aforementioned.
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Why do we have the accounting tag?

RonJohn comments that its use is a flag that the question is probably off-topic. That sounds like a tag that will not be used by people who know what it's for.
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What does flagging a comment actually do?

What happens when a comment is flagged? Someone posts a comment that adds zero or negative value, I flag the comment. What happens?
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Answer deleted, but I think I did, in fact, answer the question

https://money.stackexchange.com/posts/112048/revisions OP asked for opinions on getting a personal loan at age 19 without actually having a job, and I gave them. I no way shape or form did I abuse ...
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How should we handle older questions involving a bereavement?

I won't (at least initially) provide links to specific questions: if I'm later asked to, or you find them anyway, please be careful of triggering any "meta effect". A question from October 2018 from ...
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What's the purpose of this flood of nonsense answers?

Tonight, there's a torrent of Lorem ipsum answers this evening. What's the goal?
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My question is well answered, but not from any one individual answer. How best to handle/accept?

I asked this question: Credit card details stolen every 1-2 years. What am I doing wrong? Which, per a recent comment, has generated a lot of very different answers. Many of the answers have very ...
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1answer
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Why does moderator never reply?

Why did I get a question from moderator and never get any reply even after I answer it?
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1answer
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Best way to start posting, for a young person just having a new account?

I am young, just started a new account, and looking to begin posting so I can kill some free time. I'm still living like I did in college (posting on various stack exchange site) and I would like to ...
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Should we remove our scam questions from the HNQ List?

This question is prompted by this sugar daddy question, which is the third sugar daddy question I have seen in only a few months. Sorry, but I cannot give you links to the others because it would ...
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Should we have canonical scam questions?

We have a lot of questions asking "is this a scam", and in most cases the situation and the answer are the same. Someone giving me free money and: Asking me to pass some of it some someone else; ...
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1answer
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Why did i get blocked

Why I get block for trying to ask a simple question and when I dislike there answer because the question and keep telling me to do what I told them I already have done and had nothing to do with the ...
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3answers
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What rule does this post violate?

Should I replace some parts of my portfolio with an option strategy? This post got 4 close vote, 3 downvotes, and 4 upvote on a comment on "this is not suitable for a Q&A site" I really don't ...
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1answer
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Question about awarding a bonus

I self-answered this question about the IRS, but I am not 100% satisfied with my own answer, as a little crevice of ambiguity remains. I'd really like an answer with no ambiguity quoting an extremely ...
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We're testing advertisements on Personal Finance & Money

My name is Juan M and I'm one of the community managers here on the network. You can read more about some of what I'm working on here and here. For several years we've had advertising on technology-...
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4answers
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Should I also edit some of the top answers when editing questions for reopening?

I've been thinking about the rewrite of this question: Could a business be structured around Multi-level Marketing, yet still be ethical? My own interpretation of the problem is that it asks about ...
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Why was the edited question about tax brackets not reopened?

I am surprised that this question was not reopened. (How do Tax Brackets Work; Do they Yield Significantly Different Results than a Continuous Curve?) The question was edited so it was no longer a ...
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How far should we go in rewriting off-topic questions in order to make them on-topic?

I did a wholesale rewrite of Why are capital gains taxed at a lower rate than normal income in an attempt to make it fit the site better. I might have violated the author's intent in asking. I've ...
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3answers
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What standard flag should I use for questions asking about the reasons a government made laws affecting personal finance?

Upon reflection, I realized that Why is there a cap on 401k contributions? is ultimately a question about politics rather than personal finances. Any answer is going to boil down to identifying the ...
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Can I ask about topics regarding elderly parents and taking legal control of their finances and assets?

It's certainly no unusual thing that parents age and sometimes need special care in their final years. One such situation is they can no longer manage their finances and assets appropriately, leaving ...
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Are questions based on books off-topic?

Apologies for any offence. As this site has many questions based on books, I'm disheartened by RonJohn's comment I'm voting to close this question as off-topic because this --and the similar one ...
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3answers
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Luxury car question on topic?

What are the advantages of luxury car brands like Acura/Lexus over their sibling non-luxury brands Honda/Toyota? This is a site about 'Personal finance and money'. The only relevant aspects in that ...
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1answer
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tag form-w-4 and w4 be synonyms

I am new to site, but feel that https://money.stackexchange.com/tags/synonyms should show https://money.stackexchange.com/questions/tagged/form-w-4 and https://money.stackexchange.com/questions/...
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Can we remove “Strategies for earning more money” from the on-topic list?

In theory, "Which non-mathematical subject could I tutor to make the most money?" is on-topic, as our help centre explicitly lists Strategies for earning more money It doesn't feel like a ...
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Why Question about “US demonetize large bills” was closed

I have a question Could the US demonetize large bills? If so, how can I protect myself if I rely on holding US dollars in cash? Is there a way to reopen this question. Till "April 08" is was shown ...
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Why was this question about a specific currency off topic?

I'm asking about this question: What is this coin and what is its value in INR? The question was originally closed as off-topic by five users, and when it has been placed in the reopen queue by ...
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4answers
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Member discussion on Closed vs Deleted

I am resurrecting a discussion of Closed vs Deleted. It seems that there was consensus some time ago, as these questions showed: Deleting Closed Question of No Value is not happening (Oct '11) - ...
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My question was unilaterally deleted because it “copies too much content from elsewhere”

I can happily shorten my question, but I quoted the Reddit comment in full to preserve context and integrity? What ought be removed? Also, my question spurred an answer with 5 upvotes. So I don't ...
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1answer
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Why was this question about Student Loan minimum payments deleted?

A few days ago, a moderator deleted this question: Student loan grievance: Is it illegal for servicer to lower my minimum monthly payment because I've been aggressively overpaying? The question was ...
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Why was the question about the SIPC closed?

Today, this question was asked: Is SIPC a scam or does it protect investors from fraud? It was closed as "unclear what you're asking." Would one of the users that closed care to comment on what ...
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1answer
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Seemingly Opinion-Based Answers

I'm a fairly active user over on StackOverflow for my job/hobby and while I was at work this question popped up on my feed. It is something that I feel I have some expertise around. However, when ...
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Community Promotion Ads — 2019

2019 is here! And with the new year, as usual, comes a new iteration of Community Promotion Ads! Let’s refresh these for the coming year :) What are Community Promotion Ads? Community Promotion Ads ...
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Questions marked unclear by people lacking necessary background knowledge

How can this How does "debt prescription" work in America (Utah if that matters)? be unclear? I specifically asked about terminology and gave an example from South African English asking for ...
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2018: a year in moderation

It's New Year's Day in Stack Exchange land... A distinguishing characteristic of these sites is how they are moderated: We designed the Stack Exchange network engine to be mostly self-regulating, ...
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Are detailed questions about medical billing and health insurance considered on-topic?

Medical billing and Health insurance (at least in the US) are quite complicated. From my experience, there are also lots of errors made by billing departments and insurance companies, and almost never ...
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Accounting vs Financial Statement Analysis

I understand that "accounting" questions are off-topic, and I can understand why since accounting rules are incredibly complex and contextual, but I see several questions (example) that I would ...
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1answer
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Is there any SE site where I can ask a question about small business?

I'm opening a Very small kiosk and I have a very small question about tracking revenue, is there any SE site I can ask it on? Here? workplace? somewhere else?
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Personal Finance & Money updated site theme is ready for testing!

As part of implementing the new unified themes across the network, we're gradually rolling out updated site themes for each site. As of today, we have enabled your updated site theme for testing. If ...