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Questions tagged [discussion]

The question you're asking is designed to solicit opinions or best-practices on a particular topic, with the goal of reaching community consensus.

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Frequently Answered Questions (by topic)

Members are welcome to continue to directly edit this FAQ Note The Help Page shows a link to this FAQ If you missed it, please read the Code of Conduct Getting Started starting-out-investing Best ...
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1answer
50 views

is this question asked before what do banks benefits from credit points programs

I want to know if this question was asked before offcourse I ill elaborate with details what do banks benefits from credit points programs ? why banks encourage clients to use credit card and win ...
3
votes
1answer
158 views

Technical analysis off/on topic? Text to include

The topic has been discussed at Do we want technical analysis questions? and so it seems "yes." This question is posted to seek the text to add it to our On Topic page. One line, crisp enough to ...
18
votes
4answers
375 views

What to do with X dollars?

Occasionally I see questions that are basically "I have X money. What do I do with it". A list could be compiled, but I feel it to not be necessary. There are several ways to interpret these ...
8
votes
1answer
180 views

Could we create a common answer to all those “is this a scam?” questions?

It seems that almost every week a new question pops up and ends up on the hot network questions list, all of them being basically Someone I recently met online wants to send me free money. All I ...
6
votes
3answers
131 views

Is a question about purchasing power off-topic?

Should this question be considered off-topic? I have my own opinion which I'll post as an answer. Is there a measure that uses both cost of living plus income? I don't know much about economy and ...
6
votes
1answer
53 views

What does the [decision] tag mean?

The decision tag currently has eight questions thus tagged, covering a wide range of topics. Their only common thread among them seems to be that they are somehow about someone trying to make a ...
0
votes
2answers
84 views

Insurance Area 51 Proposal

I created an Area 51 proposal for Insurance. Whether or not it survives is a question of whether or not enough people follow it, ask questions, and vote-up questions. The idea behind the site is to ...
13
votes
1answer
157 views

Situational Anonymity

I was about to ask a question on SO PF&M when I realized that I had to disclose details that I would prefer to keep private. This wouldn't be a big deal generally but I am well known on several ...
3
votes
3answers
205 views

Fraud vs Scams? Tag merger?

Is there a distinction between the two? Or do members agree that the two tags fraud and scams can be merged and synonymed? At this moment, these are the two tag descriptions - Fraud - For ...
0
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1answer
76 views

Does this question belong?

I would like to ask a question about banking/personal finance for undocumented immigrants living in the United States because my buddy's best friend parents are undocumented. Would this be on topic ...
6
votes
1answer
117 views

Are promotional answers spam?

This answer has a link with a referral code in it (with a disclaimer, though). It doesn't answer the question as much as it glorifies the service it links to (which I believe is borderline illegal in ...
7
votes
1answer
47 views

Make fsa and flexible-spending-account synonyms?

Similar to the request here to merge hsa-related tags, Should we do the same for fsa and flexible-spending-account? I stumbled across an FSA question and realized it didn't even have a tag wiki, ...
2
votes
6answers
191 views

What should be done with factually incorrect answers?

Consider this question: Are you allowed to withdraw from 401k for no reason if leaving the company? and the ongoing chat about the correctness of the currently top-rated answer: http://chat....
8
votes
1answer
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What do to when OP changes question with an edit?

This question: I got my bank account closed abruptly how do I get money out? was kind of marginal to begin with. It got several answers (including one from me). Then the OP changed the question by ...
2
votes
1answer
54 views

Suggestions re where to drop a pointer to the industry's description of credit scores?

If this were a real FAQ system, I'd drop a clip from or a pointer to http://www.myfico.com/CreditEducation/WhatsInYourScore.aspx into the credit-score topic. Not sure now best to do that here.
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votes
1answer
237 views

Accounting Area51 proposal has been deleted

I noticed that in the help center article What topics can I ask about here?, the list of topics that are off topic includes: Questions about accounting that are academic or have no bearing on ...
5
votes
1answer
144 views

Can an “unregistered” user accept an answer to their question?

I notice many questions (and answers) posted by accounts which are subsequently marked as "unregistered". I am guessing that a user will setup an account, post a question, and then "delete" the ...
1
vote
1answer
88 views

Why was my forex question off topic, when other similar questions weren't?

For reference, my question: What happens on foreign exchange markets when a currency ends? Other questions not marked as off-topic: FOREX: Pair Trading, What is Really Happening? Currency exchange ...
1
vote
2answers
106 views

State tag suggestion

We need tags for all 50 states, and probably the territories. For example there is no Washington or Washington DC tag, but there is California.
5
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1answer
100 views

Questions about company types

I would like to ask a question about forming different company types, i.e. LLC vs. S-corp. My dad asked me about this and I want to repeat the answer I gave him about the comparative advantages and ...
7
votes
1answer
65 views

Can we have a 'Direct Debit' tag?

I have asked a question about direct debits today and noticed that there is no direct debit tag. With 73% of bills payed by direct debit in the UK I think it would be a useful tag.
9
votes
1answer
151 views

Should “microsoft-excel” tag be changed to “spreadsheet”?

Occasionally, we get a question asking about financial functions in spreadsheet programs. Traditionally, these are called Excel sheets and Excel functions, but really most spreadsheets (including ...
11
votes
5answers
648 views

Should answers be left in the comments?

Sometimes users leave comments on questions that are essentially a short answer to the question. What is wrong with answering a question in the comment section? Is it ever appropriate to leave an ...
2
votes
2answers
37 views

Low Quality -> Length and content

I saw this question flagged as low quality because of length and content. I thought the question was direct, so it didn't need to be any longer than it was. I see many posts flagged for the same ...
6
votes
4answers
218 views

Is the Stock market.SE splitting from PF&M SE a reasonable thing?

I've recently come across the Stock Exchange SE site proposal, then subsequently the PF&M site. Having a read of this advanced stock trading techniques discussion it sounds like some people would ...
7
votes
1answer
40 views

Are Questions About Measures for Evaluating Real Estate Investments on Topic?

This is different, but related to this other question: Questions about Real Estate that aren't about Personal Finance or Money Basically, there are various measures used to evaluate real estate ...
1
vote
1answer
32 views

Approach for user who won't add important qualifications to answer?

Encountered an answer which advises someone to provide name, date of birth, and address to a company which is contacting him out of the blue. Further (based on chat discussions with the answerer), ...
3
votes
1answer
52 views

Should “debt-collectors” and “debt-collection” tags be combined?

I noticed today that we have both debt-collectors and debt-collection tags that seem identical. debt-collectors has 19 questions. It has no tag excerpt. debt-collection has 35 questions. The tag ...
1
vote
1answer
32 views

Relevance of question on carrying cash on hand

Is a question about "whether or not carrying a large sum of cash-on-hand in the United States is a good idea or too risky" a good fit for this site? I just want to make sure I'm not about to post a ...
1
vote
0answers
36 views

Not sure what forum(s) to ask: Getting payment from Amazon affiliate links [closed]

Site recommendation request: I have a website, now at (redacted), formerly at (redacted) (PR4, redirects to the new location). There are a mixture of Powell's and Amazon affiliate links on that ...
7
votes
2answers
146 views

Am I supposed to delete a downvoted question that has upvoted answers?

I usually delete downvoted questions with negative scores as I take it that the community dislikes that question. However, I am currently in the awkward position that some of the answers have received ...
2
votes
1answer
49 views

Should the tags definition and terminology be merged

Should we create a tag synonym for the definition and terminology tags? Currently the tag wiki for definition says "to be used for any question where one needs to understand the meaning of a ...
2
votes
1answer
65 views

Why is this Sole Proprietorship accounting question off-topic?

I migrated https://money.stackexchange.com/questions/60998/accounting-theory over from Economics.SE and see that is has been closed as off-topic. Sorry for jamming up your site with unwanted ...
2
votes
1answer
72 views

Why did I get negative points for an answer?

The other day I posted in this section and received +20 reptuation. Today, I logged in and noticed I had received -2 for the answer I provided. My question is, how do you receive negative points? I ...
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vote
3answers
36 views

Answer migrated to comment, no alert. Why?

I wrote a short answer last night on this question shortly before going to bed. When I got up this morning to edit the answer to add details, it had been migrated to a comment. It was a short answer, ...
4
votes
2answers
108 views

Is there a way of anonymizing a post I made?

Short call: I made a post which is of no use for me or any one else but may even harm my rep, since its answers imply assumptions which I didn't try to express. A flag with the please to delete it ...
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votes
4answers
192 views

Isn't saying “I'm sorry to hear that” considered “not constructive”?

I'm 23 and was given $50k. What should I do? Given this post there is a comment saying: "I am sorry to hear about your loss." I flagged it on the day being posted as not constructive (as I can'...
7
votes
2answers
59 views

Community Promotion Ads - 2016

It's 2016 now, and we've made some changes to the sidebar size. As such, we can now restart the Community Promotion Ads for 2016! Keep in mind, we have updated some of the guidelines compared to ...
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vote
2answers
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Are questions about personal finance accounting on-topic?

A commenter on my question “End of financial year: closing transactions” declares: I think this answer is going to get closed b/c accounting is off-topic on this site Isn't it the case, though, ...
0
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1answer
31 views

Are questions about startup business ideas on topic?

The on-topic help page includes: Best practices for saving for retirement, education, and other goals Strategies for earning more money Do other goals and strategies include startup ...
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4answers
719 views

Why are gambling and wagering off-topic?

I'd never noticed before that the Help Center says: Please note that the following subjects are considered off-topic here: [...] Questions about gambling or wagering This is ...
3
votes
1answer
50 views

At what point does a company become relevant to have its own tag? Or should they be combined?

I recently asked a question about the term Equal Housing Lender being used by p2p lenders. I noticed that there is a tag "lending-club" as well as "lending" and "peer-to-peer-lending" but there is no ...
9
votes
1answer
138 views

Are questions about insurance on-topic?

Under the on-topic help page, insurance is not listed as something on-topic. However, I've noticed a many questions on insurance (it's also a tag). Are questions about insurance on-topic, and if so, ...
1
vote
2answers
39 views

Asking for advice on how to think about asset allocation

I would like to ask a question on the main site but am not sure it's on-topic. A year ago I hired a fee-based planner to design a retirement portfolio, and was happy with the results. I elected not ...
6
votes
1answer
93 views

Question about HSA: on-topic?

I've a question about the tax status of a refund of a payment originally made from an HSA. (Health Savings Acct., US-based.) I suspect it may not be on-topic here, but saw a number of other tax-...
2
votes
3answers
112 views

Why are accounting questions off-topic here, even though there are small business questions?

I understand that questions about accounting are explicitly called off topic for this site. I don't necessarily see why that is the case, especially since it seems at odds with the fact that ...
8
votes
4answers
156 views

What is meant by the off-topic close reason “product or service recommendations”?

One of the standard off-topic close reasons is this: "Questions seeking product or service recommendations are off-topic because they tend to become obsolete quickly. Instead, describe your ...
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0answers
41 views

Questions seeking product or service recommendations are off-topic, flag overused

This flag for closing questions is overused: "Questions seeking product or service recommendations are off-topic because they tend to become obsolete quickly. Instead, describe your situation and the ...
6
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1answer
66 views

“budget” vs “budgeting” tags

We have tags for both budget and budgeting. To me, these look identical. Currently, there are 123 questions tagged "budget" and only 9 questions tagged "budgeting". 6 of these questions are tagged ...