Questions tagged [discussion]

The question you're asking is designed to solicit opinions or best-practices on a particular topic, with the goal of reaching community consensus.

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9
votes
1answer
138 views

Are questions about insurance on-topic?

Under the on-topic help page, insurance is not listed as something on-topic. However, I've noticed a many questions on insurance (it's also a tag). Are questions about insurance on-topic, and if so, ...
1
vote
2answers
39 views

Asking for advice on how to think about asset allocation

I would like to ask a question on the main site but am not sure it's on-topic. A year ago I hired a fee-based planner to design a retirement portfolio, and was happy with the results. I elected not ...
6
votes
1answer
93 views

Question about HSA: on-topic?

I've a question about the tax status of a refund of a payment originally made from an HSA. (Health Savings Acct., US-based.) I suspect it may not be on-topic here, but saw a number of other tax-...
2
votes
3answers
119 views

Why are accounting questions off-topic here, even though there are small business questions?

I understand that questions about accounting are explicitly called off topic for this site. I don't necessarily see why that is the case, especially since it seems at odds with the fact that ...
8
votes
4answers
158 views

What is meant by the off-topic close reason “product or service recommendations”?

One of the standard off-topic close reasons is this: "Questions seeking product or service recommendations are off-topic because they tend to become obsolete quickly. Instead, describe your ...
0
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0answers
41 views

Questions seeking product or service recommendations are off-topic, flag overused

This flag for closing questions is overused: "Questions seeking product or service recommendations are off-topic because they tend to become obsolete quickly. Instead, describe your situation and the ...
6
votes
1answer
66 views

“budget” vs “budgeting” tags

We have tags for both budget and budgeting. To me, these look identical. Currently, there are 123 questions tagged "budget" and only 9 questions tagged "budgeting". 6 of these questions are tagged ...
1
vote
2answers
59 views

Expanding the scope of “money” to economics, etc

I'm posting to get opinions on whether or not the scope of this exchange should be expanded. Many people ask questions regarding relationships between the Fed and banks or other broader questions that ...
-2
votes
1answer
70 views

Suggesting mandatory tags

I noticed that most questions on Money SE fall into the categories taxes financial investments real estate If you think about it, these categories, though distantly related, are really very ...
2
votes
1answer
34 views

Can I ask questions related to card processing?

I'm developing credit card processing in our Point-of-Sale software, and would like to find a community where I can get some help. Is this the right one? If not, what Stack Exchange community would I ...
1
vote
2answers
27 views

Are recipient type differences sufficient to make a question non-duplicate

What are the tax etc. implications of giving a friend's company an interest free loan? has been marked as a duplicate of question How do you declare an interest free loan?, however, the former ...
11
votes
6answers
299 views

Are minor grammar edits desirable?

I'm going to nitpick. A recent edit of a single word ("it's" to "its") brought this one to mind. The FAQ states: Edits are expected to be substantial and to leave the post better than you found ...
1
vote
1answer
32 views

I take it that this site is not the place to ask a question about a news story regarding corporate tax fraud. Where should I go?

Which site might be better to ask a question about the implications of a corporation inflating the cost of a product that they donate to charity?
0
votes
1answer
50 views

When to say “Just use Google”

I've been posting some answers and comments here and there. I noticed there are a lot of questions that could be answered if the OP just knew how to use basic a google search. Should those be ...
4
votes
3answers
103 views

Should we merge tags employee-stock-options and employee-share-plan

Should we merge [create synonyms] the tags employee-stock-options and employee-share-plan, or is there enough distinction to keep both. I guess we can create a distinction, but would need more ...
6
votes
1answer
94 views

Should questions that are very country dependant have the country name in the title?

Tags are all good etc, but when I see a questions in a list, e.g. “Related panel” often 90% of them are of no use to me as they are about other countries with very difference legal and tax systems. ...
1
vote
1answer
110 views

“customer service question for the company mentioned”

While responding to review flags I continue to see questions that can only be answered by contacting customer service, and that's exactly how the comments on the question begin, "what did the CS rep ...
4
votes
2answers
134 views

Customer Complaint Question

I am looking at the question Why does FlagStar Bank harass you about payments within grace period?. In my opinion, it falls into the category of "customer service" type questions that should be ...
7
votes
1answer
131 views

Should the question about getting FICO scores for free be reopened?

I'm asking about this question: How can one get their FICO/credit scores for free? (really free) This question is quite old, having been asked almost 6 years ago. Today, after attracting a spamish ...
11
votes
0answers
108 views

How to handle the influx of questions on cheap ways to transfer money from currency A to currency B?

There are several of these questions recently and also several older versions of these questions: What is the cheapest way to move money from the United States to Canada? Most cost effective way to ...
8
votes
3answers
222 views

Is it acceptable to answer an off-topic question?

If I see a question that, in my opinion, is off-topic for this site, should I answer it? Can I answer it and then vote to close it?
2
votes
2answers
74 views

Why is this a comment, and is not an answer?

I was curious to know why this answer was deleted and converted to this comment? I don't think that it should have been converted. I think it is an answer i.e. that it answers the question; ...
2
votes
3answers
234 views

How should I respond to accusation of my answer being a spam, due to ignorance and laziness?

I have recently written this answer that in my opinion provided a very concrete help with the OP's problem, based on the Stock Repair Option Strategy. None of numerous highly voted answers even ...
2
votes
0answers
41 views

Where to ask questions about pricing models?

A little while ago I asked this question on SuperUser: https://superuser.com/questions/940355/how-to-create-a-data-series-for-exponential-decrease-diagram I wanted to find a formula for pricing my ...
11
votes
0answers
202 views

Updates to the site

You may have noticed some updates to the design lately, they are part of a SE network-wide update to a new base css framework. The updates allow us to: Have sharper / more beautiful design on retina ...
3
votes
2answers
119 views

Are questions about the terms and interest rates of savings accounts on topic?

I've received an offer for a relatively high interest savings account. The offer is from Capital One Bank (a major US financial bank), and it's for a 1.1% APY interest rate savings account. They also ...
2
votes
0answers
35 views

Are questions about payment service terms and conditions on topic?

I received an updated terms and conditions for the automatic payments system for my Auto & Home Insurance carrier. I would like to ask a question about it, but the question really boils down to: ...
1
vote
1answer
77 views

Why was this question seeking empirical evidence closed 'as primarily opinion-based'?

In For long-term savings: Short-term Bond ETFs vs High-interest Savings Accounts, I specifically asked for academic empirical evidence.
8
votes
1answer
127 views

Can we get this question about categories of merchants for rewards cards reopened?

The question is: How can I determine which stores are regarded as supermarkets for a rewards credit card? This question was originally asking for a list of all merchants considered grocery stores in ...
7
votes
0answers
172 views

Why is asking about potato futures considered “opinion-based”?

This seems like a fairly straightforward set of questions to me: What does it mean to invest in potatoes? The OP is asking how one can trade a potato on an exchange. His/her puzzlement stems from ...
9
votes
4answers
211 views

Should questions about legal matters be on-topic?

Should questions about legal matters be on-topic? Surprisingly, I couldn't find this question asked on meta yet. The closest I could find is "Should we have a custom close/on hold reason for ...
2
votes
1answer
171 views

10K+ rep users: Would you please help me clean up these closed questions with your delete votes?

Fellow 10K+ rep users (and willing moderators): The following query displays non-migrated, unanswered questions closed as other than duplicate that have not yet been deleted from the site. The query ...
14
votes
0answers
165 views

2015 Community Moderator Election Results

Personal Finance & Money's 2 moderator election has come to a close, the votes have been tallied, and the 2 new moderators are: Please thank them for volunteering, and share your assistance ...
4
votes
4answers
189 views

2015 Moderator Election Q&A - Questionnaire

In connection with the moderator elections, we are holding a Q&A thread for the candidates. Questions collected from an earlier thread have been compiled into this one, which shall now serve as ...
15
votes
2answers
226 views

Guidelines for asking for/editing country tags in questions from new users

Information on the location of the question asker (country tag) is important for answering many questions on this site. And, unfortunately, needing to continuously ask new users for their location ...
9
votes
2answers
422 views

Moderator Elections - We need more candidates!

In about 6 hours, the nomination phase of the moderator elections is scheduled to end. However, in order for the election to proceed, it is necessary to have at least one more candidate running than ...
4
votes
1answer
123 views

Reminder: Don't downvote spam. Just flag it

While cleaning out the spam queue today I noticed a flurry of down-votes on these posts. Just wanted to remind everyone that you only need to flag spam to get a moderator to remove it from the site. ...
4
votes
2answers
169 views

2015 Moderator Election Q&A - Question Collection

In connection with the moderator elections, and this should've gone up last night but it was overlooked while I was working on methods to automate doing this, natch, we will be holding a Q&A with ...
9
votes
4answers
187 views

What does PF&M need from its moderators?

I'm vaguely considering running in the current moderator election but I'd first like to work out whether I would be useful and whether I can commit enough time to take on my fair share of the duties. ...
3
votes
0answers
86 views

2015 Community Moderator Election

The 2015 Community Moderator Election is now underway! Community moderator elections have three phases: Nomination phase Primary phase Election phase Most elections take between two and three weeks,...
5
votes
3answers
156 views

Are questions about unethical actions permitted?

Are questions about unethical activities permitted, and if not then how/where do we draw the line? This question: Is chargeback possible with Paypal transactions, if no receipt of products/services? ...
8
votes
2answers
114 views

Generalist Badge - is this working

I notice that not a single "Generalist" Badge has been awarded on this site. The way I understood may be incorrect. But I think quite a few would be eligible to get this badge.
17
votes
0answers
176 views

MrChrister stepping down from mod duties

Just a quick note that I am stepping down from my moderation duties. I will no longer have a diamond by my name, but I will still be reading the site and participating when I can. Even after 5 years,...
2
votes
1answer
69 views

Bad answer or Spam?

The question Is SoFi too good to be true? has an answer which is currently -5 downvoted, and I've received flags to delete. Given the recent discussion of off-topic questions, I am bringing this up ...
11
votes
4answers
315 views

Is it required for a question to apply personally to the asker in order to be considered on-topic?

Lately, I've seen a comment appearing on questions that are accused of being off-topic. The comments will say something to the effect of "This situation does not apply to the OP, so the question is ...
4
votes
1answer
184 views

Should we combine the UTMA and UGMA tags?

I would like to propose that we combine the utma and ugma tags into one tag, perhaps called ugma-utma. UTMA (Uniform Transfer to Minors Act) and UGMA (Uniform Gift to Minors Act) accounts are very ...
1
vote
3answers
106 views

Did anybody reach their wanted financial freedom in PF&M?

So since this site is about financial education, I would love to know, who does answer my questions and everybody elses. Everybody can do it. Literally everybody. I am doing it too, also I don't ...
2
votes
3answers
176 views

Is anyone on Personal Finance and Money actually Wealthy?

Firstly, please do not take my question is being offensive. It's meant to be funny or, at worst, bemusing. At best we can learn a lot about the community. This is a Stackoverflow full of people ...
3
votes
4answers
188 views

Questions that appear trolling & hypothetical.

The latest question that fits this category in my opinion is Value of credit score if you never plan to borrow again? The OP hasn't won the lottery, nor reached his couple million level, but asks ...
2
votes
1answer
39 views

Bankruptcy tag definition

I noticed that the bankruptcy tag has no wiki currently, and was considering editing one; but wanted to make sure I had a solid understanding of what it should mean here. Given this is a personal ...