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Questions tagged [discussion]

The question you're asking is designed to solicit opinions or best-practices on a particular topic, with the goal of reaching community consensus.

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6
votes
1answer
106 views

Answers that do not address question

A recent question If I'm cash-flow negative, should I dollar-cost-average the money from my bonus over the entire year? was tagged Dollar Cost Averaging, indicating that even though the question ...
4
votes
3answers
89 views

Value in having a time-sensitive tag?

I've answered a number of questions that are specific to the year, e.g. "What is this year's IRA maximum?" Some of these were closed as stale, then reopened after my update to current year's data. ...
8
votes
1answer
62 views

Is there a convention for asking questions about finance in a specific country?

I am from the UK, but a lot of the questions on the site are from the US. Is there a convention for asking UK specific questions?
3
votes
2answers
73 views

Stats on Time to answer a question

As we are looking at stats, can someone find the below; essentially related to how fast are we responding to questions; Average Time to answer question, with buckets say x% in first 30 mins of ...
4
votes
1answer
66 views

Voting Stats For Money.SE

On the Math site I saw this post in the Meta section - Up and Down Vote Statistics Can a Mod respond with data for Money.SE? Curious how our stats look in comparison.
-7
votes
4answers
205 views

Why not have categories, like StackOverflow, and be a general “Money” SE?

Personal Finance is a subset of Money. Why not treat it as such? This is money.stackexchange.com, not personalfinance.stackexchange.com. If you want to answer questions only about Personal Finance, ...
6
votes
0answers
82 views

Deleting Closed Questions

Deletion of closed questions is not happening to the extent required. Although the Review Tab for users with enough reputation is available, few of us are actually going in and deleting stuff. I ...
2
votes
2answers
101 views

Community blog for Money.stackexchange

Quite a few stackexchange communities have their own blog. See the list here http://stackexchange.com/blogs. Currently Personal Finance does not have its own dedicated blog. The proposal is to have ...
2
votes
1answer
68 views

Let's get critical: Nov 2013 Site Self-Evaluation

We all love Personal Finance & Money Stack Exchange, but there is a whole world of people out there who need answers to their questions and don't even know that this site exists. When they arrive ...
3
votes
1answer
50 views

A better response for new member closed questions?

In general, I think new members are asking appropriate on-topic questions. However, there are the first posts of others that are off-topic, and once closed, we never see the user again. I've ...
2
votes
1answer
26 views

Is asking questions here, in order to gain insight for product development ok?

Essentially I'm trying to gain insight around something as I'm developing a product/service in this area. I need to ask questions around the topic and potentially speak to potential users of the ...
2
votes
3answers
83 views

Questions whose legality is uncertain due to uncertain regulatory status

I just noticed this Meta Money.SE post, What to do with potentially criminal scenario questions? It was a good catch. The subject was Money.SE policy about inquiries with plausibly illegal intent. I ...
8
votes
2answers
259 views

OnStartups is closing. Should the PF&M “on-topic” list change? UPDATE: There's a new “startups” site

UPDATE: There is a new startups.stackexchange.com site now in public beta. Please see the details in the corresponding answer below. Original post: OnStartups is going to be closed next week. That's ...
2
votes
2answers
63 views

What counts as recomendation?

The way I understand is if I need something, say A. If there are 10 things that fulfill it, and I want the one that's best, then it's a recommendation. If I ask, A, and there is nothing that ...
-1
votes
1answer
63 views

Why is this offtopic?

https://money.stackexchange.com/questions/25087/what-online-banks-i-can-use-if-i-am-in-indonesia I am in Indonesia and I need a foreign bank account I can control via internet. What is so unrelated ...
3
votes
1answer
116 views

DMCA and copyright infringements

Since it was raised in (now deleted) content here, I would like to clarify and confirm: the content given by me under the Creative Commons license is given to StackExchange, not to other users. It is ...
9
votes
3answers
292 views

What to do with potentially criminal scenario questions?

Look at this question. This is clearly an illegal action, but the OP is trying to convince me in the comments that he devised the strategy not to break the law, but rather to have the answers as a ...
6
votes
2answers
72 views

Would questions about travellers wiring money while on the road be on topic here? (Example question from travel.SE)

On travel SE I just asked an intricate question about sending money to a friend in the UK while I'm travelling in Laos, Southeast Asia but the money is in an Australian bank account: Cheapest way ...
11
votes
2answers
237 views

Announcement: Retiring my role as a pro-tem moderator

I'd like to inform that, effective tomorrow, I'm retiring my role as a pro-tem moderator here at Money. This decision wasn't easy. It's been a great four years founding and helping grow this ...
7
votes
2answers
63 views

What is the policy with stale unanswered questions that have become irrelevant?

While going through the unanswered questions, I cam across this question "https://money.stackexchange.com/questions/14784/does-indias-national-spot-exchange-support-web-based-trading-for-retail-...
2
votes
1answer
49 views

What criteria determine a low quality post in the review queue?

This answer appeared in the Low Quality Posts review queue because of it's "length and content", according to the description of the queue. Since the answer was quite long, I assume that length wasn't ...
8
votes
2answers
95 views

About flagging and community moderation

Our site is growing. And a result of that increased traffic is an increase in spam and new users who don't know the rules. I find it hard to complain about theses taxes on our success as a community....
3
votes
1answer
66 views

Let's get critical: Aug 2013 Site Self-Evaluation

We all love Personal Finance & Money Stack Exchange, but there is a whole world of people out there who need answers to their questions and don't even know that this site exists. When they arrive ...
3
votes
1answer
70 views

Questions specific to a particular personal finance software product?

Is this forum the right place to ask questions that are specific to a particular personal finance software product? The product I have in mind is http://moneydance.com/, but it could apply equally to ...
4
votes
1answer
66 views

The “security” tag is ambiguous. Should we re-define it according to the general meaning?

I just noticed the security tag has an ambiguous meaning. I started to address this with some tag edits, and then realized I should post here about it so we can discuss & document the decision, ...
2
votes
1answer
46 views

Should the charity and charitable-contributions tags be merged?

charity seems to be applied to all questions that somehow relate to charity, while two out of the three questions tagged with charitable-contributions deal specifically with tax issues. Should these ...
22
votes
6answers
528 views

Design for Personal Finance & Money

My name is Lucian and, together with the Stack Exchange team, I will be in charge of creating the new design for the Personal Finance & Money site, as it graduates from the beta phase. While the ...
3
votes
2answers
50 views

Should the “treasury” tag be renamed to make it specific to the U.S., as it has been used so far?

What is the treasury tag for? I just saw it on a handful of questions. It looks like it is being used to refer to the U.S. Department of the Treasury. But, "treasury" itself is a generic word ...
4
votes
2answers
62 views

Do we distinguish between “investing” and “trading”?

I'm a bit unclear about the definition of "investing" on PF&M. I've seen a number of questions trading. Is this considered "investing" for the purposes of this board? Please note that by "trading" ...
2
votes
1answer
64 views

How do I indicate that I've addressed a flag, without flagging the post myself or marking the flag as invalid?

In the moderator tools, is there a way for me to indicate that I've addressed a flag without flagging the post myself or marking the flag as invalid? For example, in one post, someone (I presume the ...
2
votes
2answers
42 views

Why can't OP accept more than one answer?

I recently asked the question: Buying life insurance at the age of 25 and got a good amount of replies. I wanted to accept more than one answer as the OP. Why is it that I couldn't accept more ...
4
votes
0answers
78 views

Why did two old answers just show up in the review queue as Late Answers?

These two answers by the same user: Is selling your house without an agent worth the hassle? Recent college grad. Down payment on a house or car? just showed up in the Late Answers review queue; I ...
2
votes
2answers
80 views

Should we have a custom close/on hold reason for questions that require a lawyer/accountant?

In my opinion, this question is one that should be answered by a lawyer, accountant, EA, etc. When voting to close or put the question on hold, I would probably choose "Off-topic" with a custom reason ...
4
votes
2answers
131 views

Is there a way to eliminate vindictive downvotes?

I seem to have acquired a secret admirer who systematically downvotes my answers for a while now. Almost every day I get downvotes on various old answers, sometimes several in a row. Never more than 5 ...
3
votes
1answer
151 views

Will new attention brought by graduation coupled with the loss of privileges for some users cause a problem when the site graduates?

I've been reading a bit about Stack Exchange's site model recently, and this answer led me to study up on what graduating means. Specifically, I noticed that the reputation thresholds for privilege ...
2
votes
1answer
45 views

What should be done with posts by removed users if the posts or the associated comments contain useful information?

The example that motivated this question is this answer on this question (since not everyone can view the answer, I believe). The answer raised a point that led to a discussion in the comments, which ...
3
votes
4answers
194 views

What to do when another poster deliberately confuses the OP?

Another user seems to be very angry at me. I don't care about that. But in his comments to my answer here he misrepresented my answer to the OP. I'm not the only one subjected to these attacks, so it ...
0
votes
1answer
81 views

Are lower rep users allowed to comment on higher rep users' questions & answers?

I'm trying to comment on this answer but my comment keeps disappearing. All my comment is trying to point out is that the first part of the answer is irrelevant since the original poster's quote is ...
7
votes
1answer
89 views

Let's get critical: May 2013 Site Self-Evaluation

We all love Personal Finance & Money Stack Exchange, but there is a whole world of people out there who need answers to their questions and don't even know that this site exists. When they arrive ...
6
votes
2answers
81 views

If somebody feels they are being attacked by me, how should I respond?

You think you are helping out the site and correcting a wrong answer. Maybe you are finding a poster who consistently posts information that you know to be wrong. The thing to do is to correct ...
2
votes
1answer
90 views

What's the value of the “value” tag?

I'm trying to think of a tag wiki description for the value tag, but I find myself having trouble describing exactly what it's supposed to refer to. The first few questions from the tag are: ...
5
votes
1answer
47 views

Should the “savings” and “saving” tags be merged?

I don't have enough reputation in either tag to suggest one as a synonym of the other, but I don't think it's necessary to have both. The savings tag is used on 145 questions, while the saving tag is ...
5
votes
5answers
327 views

Generic Disclaimer stating the advice here is not a professional tax advice

There are quite a few questions here on Tax advices. There are some users "littleadv" being one, that put out a disclaimer of sort " this is not a tax advice"; which I think is good. Should we have ...
2
votes
1answer
40 views

Are general titles preferred to specific titles?

I answered this question and changed the title to "How can I replicate Vanguard's Total Stock Market Index using their S&P 500 and extended stock market funds?" because I felt that more accurately ...
5
votes
1answer
93 views

How can an anonymous editor introduce profanity into a question?

An "anonymous" edit with profanities just appears out of the blue, how is it possible?
4
votes
0answers
61 views

What is a “bounty” on a question? How can I start a bounty?

If you're new around here, or else you haven't yet seen a bounty question, you might be wondering "What is a bounty?" Essentially, if you asked a question and it isn't getting very much attention, ...
3
votes
0answers
54 views

How often are questions deleted?

Is there some sort of warning or time period I should be aware of? I assume several questions that were just deleted had low vote counts, although I don't remember off the top of my head. I mainly ask ...
4
votes
2answers
44 views

Is there a place to add general information on a topic that might be useful, or should I ask/answer my own question?

There have been a couple of times where I've felt it could be useful to share information that doesn't necessarily fit into a QA format, and I'm wondering where I could put this on the site, if it's ...
8
votes
3answers
121 views

How should we handle posts from scammers (or about scams)?

There are a couple of posts that are almost certainly from scammers and bots on this site that are close enough to a human question that they got good answers. Received email from credit card company:...
3
votes
1answer
56 views

Are questions about trading software are on topic

I just wanted to ask whether it's the right place to ask about trading software? EDIT: What I mean, are not just technical questions about how to use a specific software but question related to ...