Questions tagged [discussion]

The question you're asking is designed to solicit opinions or best-practices on a particular topic, with the goal of reaching community consensus.

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11
votes
2answers
230 views

Announcement: Retiring my role as a pro-tem moderator

I'd like to inform that, effective tomorrow, I'm retiring my role as a pro-tem moderator here at Money. This decision wasn't easy. It's been a great four years founding and helping grow this ...
7
votes
2answers
63 views

What is the policy with stale unanswered questions that have become irrelevant?

While going through the unanswered questions, I cam across this question "https://money.stackexchange.com/questions/14784/does-indias-national-spot-exchange-support-web-based-trading-for-retail-...
2
votes
1answer
48 views

What criteria determine a low quality post in the review queue?

This answer appeared in the Low Quality Posts review queue because of it's "length and content", according to the description of the queue. Since the answer was quite long, I assume that length wasn't ...
8
votes
2answers
95 views

About flagging and community moderation

Our site is growing. And a result of that increased traffic is an increase in spam and new users who don't know the rules. I find it hard to complain about theses taxes on our success as a community....
3
votes
1answer
66 views

Let's get critical: Aug 2013 Site Self-Evaluation

We all love Personal Finance & Money Stack Exchange, but there is a whole world of people out there who need answers to their questions and don't even know that this site exists. When they arrive ...
3
votes
1answer
69 views

Questions specific to a particular personal finance software product?

Is this forum the right place to ask questions that are specific to a particular personal finance software product? The product I have in mind is http://moneydance.com/, but it could apply equally to ...
4
votes
1answer
65 views

The “security” tag is ambiguous. Should we re-define it according to the general meaning?

I just noticed the security tag has an ambiguous meaning. I started to address this with some tag edits, and then realized I should post here about it so we can discuss & document the decision, ...
2
votes
1answer
46 views

Should the charity and charitable-contributions tags be merged?

charity seems to be applied to all questions that somehow relate to charity, while two out of the three questions tagged with charitable-contributions deal specifically with tax issues. Should these ...
22
votes
6answers
525 views

Design for Personal Finance & Money

My name is Lucian and, together with the Stack Exchange team, I will be in charge of creating the new design for the Personal Finance & Money site, as it graduates from the beta phase. While the ...
3
votes
2answers
49 views

Should the “treasury” tag be renamed to make it specific to the U.S., as it has been used so far?

What is the treasury tag for? I just saw it on a handful of questions. It looks like it is being used to refer to the U.S. Department of the Treasury. But, "treasury" itself is a generic word ...
4
votes
2answers
60 views

Do we distinguish between “investing” and “trading”?

I'm a bit unclear about the definition of "investing" on PF&M. I've seen a number of questions trading. Is this considered "investing" for the purposes of this board? Please note that by "trading" ...
2
votes
1answer
60 views

How do I indicate that I've addressed a flag, without flagging the post myself or marking the flag as invalid?

In the moderator tools, is there a way for me to indicate that I've addressed a flag without flagging the post myself or marking the flag as invalid? For example, in one post, someone (I presume the ...
2
votes
2answers
42 views

Why can't OP accept more than one answer?

I recently asked the question: Buying life insurance at the age of 25 and got a good amount of replies. I wanted to accept more than one answer as the OP. Why is it that I couldn't accept more ...
4
votes
0answers
73 views

Why did two old answers just show up in the review queue as Late Answers?

These two answers by the same user: Is selling your house without an agent worth the hassle? Recent college grad. Down payment on a house or car? just showed up in the Late Answers review queue; I ...
2
votes
2answers
78 views

Should we have a custom close/on hold reason for questions that require a lawyer/accountant?

In my opinion, this question is one that should be answered by a lawyer, accountant, EA, etc. When voting to close or put the question on hold, I would probably choose "Off-topic" with a custom reason ...
4
votes
2answers
127 views

Is there a way to eliminate vindictive downvotes?

I seem to have acquired a secret admirer who systematically downvotes my answers for a while now. Almost every day I get downvotes on various old answers, sometimes several in a row. Never more than 5 ...
3
votes
1answer
151 views

Will new attention brought by graduation coupled with the loss of privileges for some users cause a problem when the site graduates?

I've been reading a bit about Stack Exchange's site model recently, and this answer led me to study up on what graduating means. Specifically, I noticed that the reputation thresholds for privilege ...
2
votes
1answer
45 views

What should be done with posts by removed users if the posts or the associated comments contain useful information?

The example that motivated this question is this answer on this question (since not everyone can view the answer, I believe). The answer raised a point that led to a discussion in the comments, which ...
3
votes
4answers
194 views

What to do when another poster deliberately confuses the OP?

Another user seems to be very angry at me. I don't care about that. But in his comments to my answer here he misrepresented my answer to the OP. I'm not the only one subjected to these attacks, so it ...
0
votes
1answer
81 views

Are lower rep users allowed to comment on higher rep users' questions & answers?

I'm trying to comment on this answer but my comment keeps disappearing. All my comment is trying to point out is that the first part of the answer is irrelevant since the original poster's quote is ...
7
votes
1answer
87 views

Let's get critical: May 2013 Site Self-Evaluation

We all love Personal Finance & Money Stack Exchange, but there is a whole world of people out there who need answers to their questions and don't even know that this site exists. When they arrive ...
6
votes
2answers
74 views

If somebody feels they are being attacked by me, how should I respond?

You think you are helping out the site and correcting a wrong answer. Maybe you are finding a poster who consistently posts information that you know to be wrong. The thing to do is to correct ...
2
votes
1answer
87 views

What's the value of the “value” tag?

I'm trying to think of a tag wiki description for the value tag, but I find myself having trouble describing exactly what it's supposed to refer to. The first few questions from the tag are: ...
5
votes
1answer
47 views

Should the “savings” and “saving” tags be merged?

I don't have enough reputation in either tag to suggest one as a synonym of the other, but I don't think it's necessary to have both. The savings tag is used on 145 questions, while the saving tag is ...
5
votes
5answers
319 views

Generic Disclaimer stating the advice here is not a professional tax advice

There are quite a few questions here on Tax advices. There are some users "littleadv" being one, that put out a disclaimer of sort " this is not a tax advice"; which I think is good. Should we have ...
2
votes
1answer
40 views

Are general titles preferred to specific titles?

I answered this question and changed the title to "How can I replicate Vanguard's Total Stock Market Index using their S&P 500 and extended stock market funds?" because I felt that more accurately ...
5
votes
1answer
93 views

How can an anonymous editor introduce profanity into a question?

An "anonymous" edit with profanities just appears out of the blue, how is it possible?
4
votes
0answers
60 views

What is a “bounty” on a question? How can I start a bounty?

If you're new around here, or else you haven't yet seen a bounty question, you might be wondering "What is a bounty?" Essentially, if you asked a question and it isn't getting very much attention, ...
3
votes
0answers
54 views

How often are questions deleted?

Is there some sort of warning or time period I should be aware of? I assume several questions that were just deleted had low vote counts, although I don't remember off the top of my head. I mainly ask ...
4
votes
2answers
44 views

Is there a place to add general information on a topic that might be useful, or should I ask/answer my own question?

There have been a couple of times where I've felt it could be useful to share information that doesn't necessarily fit into a QA format, and I'm wondering where I could put this on the site, if it's ...
8
votes
3answers
119 views

How should we handle posts from scammers (or about scams)?

There are a couple of posts that are almost certainly from scammers and bots on this site that are close enough to a human question that they got good answers. Received email from credit card company:...
3
votes
1answer
56 views

Are questions about trading software are on topic

I just wanted to ask whether it's the right place to ask about trading software? EDIT: What I mean, are not just technical questions about how to use a specific software but question related to ...
4
votes
4answers
102 views

Is there any benefit to the site when people accept an answer?

I would think it's beneficial because future viewers can see that an answer is the correct one, but apart from that, is there any other benefit to the site? I began politely prodding people to accept ...
6
votes
2answers
142 views

Best practices on debates in comments?

One of our users, Victor, constantly makes comments implying that it returns of 30% or 40% per year are reasonable using trailing stops and careful picking. Victor is a valuable poster with good ...
10
votes
5answers
286 views

What Bitcoin questions should be on- and off-topic here at Personal Finance & Money?

A couple of years ago, the following question was asked here: Is this a good place to ask and answer questions about BitCoin? At the time, there was no Bitcoin Stack Exchange, but one has existed ...
3
votes
1answer
45 views

What is the policy for questions that have been posted on multiple sites but only received a good answer on one?

The question that sparked my interest was this one. The question was asked on money.SE and quant.SE, but only received a useful answer (according to the poster's comment on money.SE) on quant.SE. Is ...
2
votes
1answer
38 views

How do I see which questions I've flagged?

I flagged a question as low quality, but nevertheless, I may in the future want to revisit that question. It's not a problem now, because the question is still on the first page, but in the future, ...
4
votes
0answers
56 views

Why was one of my answers marked as spam with no apparent justification?

One of my answers was marked as such with no apparent justification. This subtracted 100 points from my reputation score. Downvotes are one thing. But marking an answer as spam when it is on topic, ...
6
votes
3answers
75 views

Explicit personal investment advice

This question seems to be explicitly asking for personal investment advice. Is this a road we want to go down? We already shy away from diagnosing people's medical or legal situation, and I think we ...
3
votes
2answers
53 views

Error, Reputation, Close ? Delete?

Can I delete my own question ? Will it undo the damage to my reputation that has been done ? Can I close my own question ? I just posted one, and the immediate response was uniformly negative. I ...
4
votes
0answers
47 views

Community, please review my question re-write on mortgages

What can I plan for to save money on my mortgage? I reopened the question after getting the author's permission to help rewrite the question. Please feel free to comment or edit away and make it ...
1
vote
2answers
51 views

Is there a mechanism for asking questions that you are worried may get voted down or closed?

I would like to ask a question about calculating bonus points with Chase Freedom credit cards. It is certainly related to personal finance but it is pretty specific and doesn't seem like the type of ...
5
votes
1answer
130 views

What are the best tools question - Should it stick around?

What are the best software tools for personal finance? Does this question still belong on our site? I have a feeling that if it was asked today, it would be closed as not answerable/not specific, ...
5
votes
1answer
219 views

Dear Community: Could you please help us by completing the site self-evaluation? Thank you!

Good day, all. There is currently a site self-evaluation event underway for Personal Finance & Money. If you haven't already completed this evaluation, could you please help us out and review ...
2
votes
1answer
65 views

Can we get a new header design?

I just found this site a few days ago and love it. However--and forgive me if this is inappropriate--but the site header is really lacking, especially when compared to other SE sites like ...
4
votes
3answers
68 views

Should we permit questions that ask for specific loan providers to be named or recommended?

Refer to this question: https://money.stackexchange.com/questions/20426/which-banks-allows-a-student-living-in-india-to-apply-for-unsecured-lines-of-c Should we permit such questions asking where to ...
2
votes
2answers
86 views

Reopen reqest for Vanguard MMA question

https://money.stackexchange.com/questions/19073/why-does-the-vanguard-money-market-index-fund-return-so-much-less-than-a-checkin The problem I am having is this... I have not allocated any of my ...
-2
votes
2answers
120 views

How to protect a sound discussion from a singular, anonymous, silent critic

Okay, normally I'm not one to go against the flow, but do believe there is something important if not innovative to contribute here. The fact that someone with rank can anonymously downvote on what ...
-5
votes
1answer
103 views

Suggestion: expanding the range of this board to include all the topics talked about on UK sites MoneySavingExpert and This is Money

Background: my other thread was deleted and from that thread there was a link to another thread about a similar subject. I even made a comment in that thread but it's just not possible to find that ...
4
votes
2answers
59 views

What to do with big not-so-bad- questions

This Multiple accounts stagnant after quitting job. question is what I would consider a big not-so-bad question. It doesn't really fit the one-Question-one-Answer fully reusable template. Neither is ...