Questions tagged [discussion]

The question you're asking is designed to solicit opinions or best-practices on a particular topic, with the goal of reaching community consensus.

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53
votes
3answers
7k views

Have there been any “Is this a scam?” questions that the answer was “No”?

I think most here would agree that whenever someone asks Is this a scam, the answer is almost certainly, Yes, this is a scam. Have there been any instances of questions like these where the answer ...
31
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0answers
972 views

Frequently Answered Questions (by topic)

Members are welcome to continue to directly edit this FAQ Note The Help Page shows a link to this FAQ If you missed it, please read the Code of Conduct Getting Started starting-out-investing Best ...
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6answers
525 views

Design for Personal Finance & Money

My name is Lucian and, together with the Stack Exchange team, I will be in charge of creating the new design for the Personal Finance & Money site, as it graduates from the beta phase. While the ...
19
votes
4answers
662 views

What are the criteria for getting Money.SE out of “perpetual beta?”

The Area 51 status for Money.SE reads thusly: This site will remain in beta indefinitely so it can grow; we will continue to evaluate its site statistics and overall health. Why the concern with ...
18
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4answers
383 views

What to do with X dollars?

Occasionally I see questions that are basically "I have X money. What do I do with it". A list could be compiled, but I feel it to not be necessary. There are several ways to interpret these ...
17
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5answers
326 views

Should we have canonical scam questions?

We have a lot of questions asking "is this a scam", and in most cases the situation and the answer are the same. Someone giving me free money and: Asking me to pass some of it some someone else; ...
17
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0answers
175 views

MrChrister stepping down from mod duties

Just a quick note that I am stepping down from my moderation duties. I will no longer have a diamond by my name, but I will still be reading the site and participating when I can. Even after 5 years,...
16
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8answers
753 views

The Intent and Purpose of Comments

Stack exchange is a Q&A site, unlike other message boards members may be familiar with. The Tour offers this simple statement of when to use comments: Use comments to ask for more information ...
16
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0answers
193 views

Personal Finance & Money - Top User Swag!

As our special thanks to you for not only being extremely awesome, but also being extremely patient with us through the process of graduation, I'd like to announce the immediate availability of some ...
15
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2answers
225 views

Guidelines for asking for/editing country tags in questions from new users

Information on the location of the question asker (country tag) is important for answering many questions on this site. And, unfortunately, needing to continuously ask new users for their location ...
15
votes
1answer
238 views

Accounting Area51 proposal has been deleted

I noticed that in the help center article What topics can I ask about here?, the list of topics that are off topic includes: Questions about accounting that are academic or have no bearing on ...
15
votes
1answer
107 views

New Design Launched

As you can see the new design just went live. Which means this site has been officially launched! Congratulations! Thank you for your valuable design feedback. If you're still seeing the old favicons,...
14
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8answers
305 views

Clarifying the Area 51 proposal: Can some basic economics and policy questions be on-topic?

[Ganesh Sittampalam's original question] I've voted to close this question* because it directly corresponds to this off-topic question from the area51 proposal (about economics and policy) and I ...
14
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5answers
282 views

Are questions about personal finance from a religious framework on-topic?

We have had a couple of questions recently from users asking about personal finances from a Muslim viewpoint. Should these types of questions be on-topic? Are these types of questions different than ...
14
votes
2answers
106 views

Tag disambiguation: tag “short-selling” currently has two meanings

I've noticed the short-selling tag is being used both to refer to questions about selling stocks short in the stock market as well as the real-estate/mortgage concept of selling a property for a value ...
14
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0answers
165 views

2015 Community Moderator Election Results

Personal Finance & Money's 2 moderator election has come to a close, the votes have been tallied, and the 2 new moderators are: Please thank them for volunteering, and share your assistance ...
13
votes
4answers
249 views

What does this site gain by coming out of beta?

There are several questions asking when this site will come out of beta. This seems to be a concern for several users. Please excuse my ignorance but what does this site gain by coming out of beta? ...
13
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7answers
305 views

WOOHOO! Seven Hundred Days in Beta!

This is getting to be a bit of a dubious distinction. A quick observation as we cross this milestone: Hordes of qualified people aren't going to be flocking to this site to answer questions, ...
13
votes
1answer
158 views

Situational Anonymity

I was about to ask a question on SO PF&M when I realized that I had to disclose details that I would prefer to keep private. This wouldn't be a big deal generally but I am well known on several ...
13
votes
3answers
165 views

Site Design Celebration

It looks like the site's new design is going to launch soon maybe this week. This has been long in coming, so how are we going to celebrate?
13
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3answers
148 views

Can we maybe not chastize people for bad situations?

I don't come here often, so maybe it's not a widespread problem, but I've now had two almost identical comments (from the same user) rebuking me for making a poor decision months ago and asking about ...
12
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5answers
282 views

What to do with all the Macroeconomics questions?

Seems like there have been a lot of macro-economics questions lately, for example: Country Budget Cuts Does the fractional reserve banking system necessitate indefinite and exponential economic ...
12
votes
0answers
262 views

The future of Personal Finance and Money

As one of our longest-lived "beta" sites, there've been quite a few concerns raised here over the years as to the future of Personal Finance and Money. And understandably so. We've tried several times ...
11
votes
6answers
298 views

Are minor grammar edits desirable?

I'm going to nitpick. A recent edit of a single word ("it's" to "its") brought this one to mind. The FAQ states: Edits are expected to be substantial and to leave the post better than you found ...
11
votes
4answers
152 views

Should *all* questions that *depend-on* a country include a country tag?

I just asked this question: united states - How can I cash or deposit a check made out to my minor child? - Personal Finance & Money Stack Exchange A user with many more points than I added the ...
11
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2answers
230 views

Announcement: Retiring my role as a pro-tem moderator

I'd like to inform that, effective tomorrow, I'm retiring my role as a pro-tem moderator here at Money. This decision wasn't easy. It's been a great four years founding and helping grow this ...
11
votes
5answers
653 views

Should answers be left in the comments?

Sometimes users leave comments on questions that are essentially a short answer to the question. What is wrong with answering a question in the comment section? Is it ever appropriate to leave an ...
11
votes
2answers
369 views

Why won't the mods do anything about the user I don't like?

I am having a problem with a user; why don't the mods take care of that person and put them in their place?
11
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3answers
113 views

Using harsh language

I am not crazy about when people make comments like "please don't suggest that stupid Quicken". Lots of people use it and like it. Should i edit/report this kind of post?
11
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4answers
314 views

Is it required for a question to apply personally to the asker in order to be considered on-topic?

Lately, I've seen a comment appearing on questions that are accused of being off-topic. The comments will say something to the effect of "This situation does not apply to the OP, so the question is ...
11
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2answers
141 views

SE needs a “Business Finance and Accounting” community

PFM's rules explicitly forbid business accounting questions: Please note that the following subjects are considered off-topic here: Questions about accounting that are academic or have no ...
11
votes
1answer
61 views

Will the regional flags on the tags be allowed on the new beta?

Previously in the Stack Exchange 1.0 version there were tags that contained flags for the regional type of questions. Considering that our community came from various regions, it was really helpful ...
11
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0answers
108 views

How to handle the influx of questions on cheap ways to transfer money from currency A to currency B?

There are several of these questions recently and also several older versions of these questions: What is the cheapest way to move money from the United States to Canada? Most cost effective way to ...
11
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0answers
202 views

Updates to the site

You may have noticed some updates to the design lately, they are part of a SE network-wide update to a new base css framework. The updates allow us to: Have sharper / more beautiful design on retina ...
10
votes
4answers
639 views

Should we remove our scam questions from the HNQ List?

This question is prompted by this sugar daddy question, which is the third sugar daddy question I have seen in only a few months. Sorry, but I cannot give you links to the others because it would ...
10
votes
5answers
286 views

What Bitcoin questions should be on- and off-topic here at Personal Finance & Money?

A couple of years ago, the following question was asked here: Is this a good place to ask and answer questions about BitCoin? At the time, there was no Bitcoin Stack Exchange, but one has existed ...
10
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4answers
278 views

Should homework questions be allowed? Many questions are being closed as “homework” but there is no policy or consensus against

Refer to this question. It's homework, and clearly disclosed as such. Somebody flagged the question, stating "I'm assuming homework questions aren't allowed here." Got me thinking that we haven't ...
10
votes
2answers
188 views

Where did all the questions come from?

It appears the beta was seeded with existing questions. Where are they from, the existing Stack Exchange money site?
10
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2answers
268 views

“Finally, the Area51 scorecard is only one metric we use [to determine graduation].” So what else do we need to do?

I do not fully understand what the parameters are that graduate the site. It's like studying hard for an exam and writing the paper, but not knowing how the answers are evaluated or what the passing ...
10
votes
4answers
721 views

Why are gambling and wagering off-topic?

I'd never noticed before that the Help Center says: Please note that the following subjects are considered off-topic here: [...] Questions about gambling or wagering This is ...
10
votes
1answer
125 views

2014 Community Moderator Election Results

Personal Finance & Money's 1st moderator election has come to a close, the votes have been tallied, and the 3 new moderators are: They'll be taking over for the existing crew shortly — ...
10
votes
1answer
90 views

When is Personal Finance and Money going to get out of beta?

I think there's a really strong community already and don't see why the developers aren't moving it out of beta. Are there any more milestones to be met?
9
votes
4answers
187 views

What does PF&M need from its moderators?

I'm vaguely considering running in the current moderator election but I'd first like to work out whether I would be useful and whether I can commit enough time to take on my fair share of the duties. ...
9
votes
3answers
97 views

What should our policy be on login information present in questions - allow or ban?

Occasionally, there are questions where a poster would like to provide login information to a third-party site in order to better explain their problem. Sample questions include: Obtaining FOREX ...
9
votes
4answers
211 views

Should questions about legal matters be on-topic?

Should questions about legal matters be on-topic? Surprisingly, I couldn't find this question asked on meta yet. The closest I could find is "Should we have a custom close/on hold reason for ...
9
votes
3answers
290 views

What to do with potentially criminal scenario questions?

Look at this question. This is clearly an illegal action, but the OP is trying to convince me in the comments that he devised the strategy not to break the law, but rather to have the answers as a ...
9
votes
7answers
208 views

How do we deal with financial doom … questions?

Lately I have noticed a lot of questions asking about financial doom, especially in the US. While this is all well and good, but these questions are hard to answer because they're about an uncertain ...
9
votes
5answers
233 views

Shall we broaden the allowed topics to include consumer issues & protection?

There used to be a proposal titled Consumer Issues and Protection at http://area51.stackexchange.com/proposals/40853/consumer-issues-and-protection (now deleted) Consumer issues didn't get as far as ...
9
votes
1answer
151 views

Should “microsoft-excel” tag be changed to “spreadsheet”?

Occasionally, we get a question asking about financial functions in spreadsheet programs. Traditionally, these are called Excel sheets and Excel functions, but really most spreadsheets (including ...
9
votes
4answers
251 views

Help design an ad to promote the site during tax season

I think tax season is a great opportunity to give this site some exposure and promotion, so I'd like to create a house ad that we can run elsewhere on the network. Problem - I am not an artsy person ...