Questions tagged [discussion]

The question you're asking is designed to solicit opinions or best-practices on a particular topic, with the goal of reaching community consensus.

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1answer
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Can we have a 'Direct Debit' tag?

I have asked a question about direct debits today and noticed that there is no direct debit tag. With 73% of bills payed by direct debit in the UK I think it would be a useful tag.
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Should the question about getting FICO scores for free be reopened?

I'm asking about this question: How can one get their FICO/credit scores for free? (really free) This question is quite old, having been asked almost 6 years ago. Today, after attracting a spamish ...
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Can we get this question about categories of merchants for rewards cards reopened?

The question is: How can I determine which stores are regarded as supermarkets for a rewards credit card? This question was originally asking for a list of all merchants considered grocery stores in ...
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Let's get critical: May 2013 Site Self-Evaluation

We all love Personal Finance & Money Stack Exchange, but there is a whole world of people out there who need answers to their questions and don't even know that this site exists. When they arrive ...
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Who is this site targeting?

Who is this site targeting? I read an answer earlier on meta about how we should ask questions that would attract "pros". Who are the "pros" of personal finance? What is the target audience?
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Why is asking about potato futures considered "opinion-based"?

This seems like a fairly straightforward set of questions to me: What does it mean to invest in potatoes? The OP is asking how one can trade a potato on an exchange. His/her puzzlement stems from ...
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Moderator Pro Tem Announcement

As we enter the second week of the public beta, we desperately need members from the site whose focus is to engage the community, both in community-building issues and site management. That's why we ...
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2014 Moderator Election Q&A - Question Collection

In connection with the moderator elections, we will be holding a Q&A with the candidates. This will be an opportunity for members of the community to pose questions to the candidates on the topic ...
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Questions of form "Is it a good time to buy X?": On-topic, or not?

Should we allow questions of the kind: Is it a good time to buy X? ... where X denotes a financial instrument such as a currency, a stock, a mutual find, an index, etc.? Consider if these ...
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4answers
251 views

Is the Stock market.SE splitting from PF&M SE a reasonable thing?

I've recently come across the Stock Exchange SE site proposal, then subsequently the PF&M site. Having a read of this advanced stock trading techniques discussion it sounds like some people would ...
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5answers
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What should we use as a domain name? [duplicate]

Possible Duplicate: Write an Elevator Pitch / Tagline Note: We are closing this domain naming thread. It is asking the entirely wrong question. See this blog post for details: Domain Names: Wrong ...
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5answers
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Encyclopaedic Questions: Is a question that essentially says "Explain X" a good question to ask?

Is a question that essentially says "Explain X" a good question to ask? I'd be doing it in the interests of populating the site, rather than because I actually need to know myself.
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Questions marked unclear by people lacking necessary background knowledge

How can this How does "debt prescription" work in America (Utah if that matters)? be unclear? I specifically asked about terminology and gave an example from South African English asking for ...
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4answers
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Do technical questions about tools belong?

Referring to these questions as examples: How does mint.com connect to online banks in order to get or download transaction data? Starting over with quicken The questions are technical in nature, i....
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3answers
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Should we have a tag for Islamic-oriented investment questions?

We get sporadic questions from Islamic users that have very specific investing restrictions, because of their faith. Those are good questions, and I welcome them into the site. I think a tag for ...
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Is it useful to answer old questions?

When I am looking at questions, I see the related questions over to the side. Recently I have been clicking on them and adding my own two cents. Then I realize that the questions is a few weeks or ...
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Luxury car question on topic?

What are the advantages of luxury car brands like Acura/Lexus over their sibling non-luxury brands Honda/Toyota? This is a site about 'Personal finance and money'. The only relevant aspects in that ...
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How do we promote our site?

(I'm asking one of the The 7 Essential Meta Questions of Every Beta.) How do we promote this  Personal Finance & Money  Q & A site to the world? One of the strategies I believe in ...
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2answers
89 views

If somebody feels they are being attacked by me, how should I respond?

You think you are helping out the site and correcting a wrong answer. Maybe you are finding a poster who consistently posts information that you know to be wrong. The thing to do is to correct ...
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2answers
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Best practices on debates in comments?

One of our users, Victor, constantly makes comments implying that it returns of 30% or 40% per year are reasonable using trailing stops and careful picking. Victor is a valuable poster with good ...
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3answers
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Explicit personal investment advice

This question seems to be explicitly asking for personal investment advice. Is this a road we want to go down? We already shy away from diagnosing people's medical or legal situation, and I think we ...
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4answers
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How can this stackexchange benefit a blogger?

With the chatter about us not graduating coming up again, I wonder if we are taking the wrong tack with attempting to grow our traffic organically. It is a busy market in the personal finance space ...
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1answer
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Are localised versions of questions on topic?

I have a question about my credit limit and score, which has an answer for the US side of things (and a related but different question). I am in the UK, an credit score considerations might be ...
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2answers
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Am I supposed to delete a downvoted question that has upvoted answers?

I usually delete downvoted questions with negative scores as I take it that the community dislikes that question. However, I am currently in the awkward position that some of the answers have received ...
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Economic questions vs Money Chores questions, couldn't they just live together?

I might be wrong, but I have got the impression on MS users are divided in two main cults: One side stricly against any type of "Economic" questions like this one: Who creates money? Central banks or ...
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Remove the "advice" tag because it is meta-only

Any opinions on removing the advice tag? There are currently 34 questions tagged advice. This tag doesn't seem very helpful. Inspired by: http://blog.stackoverflow.com/2010/08/the-death-of-...
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3answers
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Is a question about purchasing power off-topic?

Should this question be considered off-topic? I have my own opinion which I'll post as an answer. Is there a measure that uses both cost of living plus income? I don't know much about economy and ...
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1answer
120 views

Are promotional answers spam?

This answer has a link with a referral code in it (with a disclaimer, though). It doesn't answer the question as much as it glorifies the service it links to (which I believe is borderline illegal in ...
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1answer
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What does the [decision] tag mean?

The decision tag currently has eight questions thus tagged, covering a wide range of topics. Their only common thread among them seems to be that they are somehow about someone trying to make a ...
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1answer
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Question about HSA: on-topic?

I've a question about the tax status of a refund of a payment originally made from an HSA. (Health Savings Acct., US-based.) I suspect it may not be on-topic here, but saw a number of other tax-...
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Would questions about travellers wiring money while on the road be on topic here? (Example question from travel.SE)

On travel SE I just asked an intricate question about sending money to a friend in the UK while I'm travelling in Laos, Southeast Asia but the money is in an Australian bank account: Cheapest way ...
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1answer
135 views

Any idea when this site will come out of Beta

We seem to be doing good on all the scores for the site. Any idea when the site will come out of beta and become a full site. There are some other site as well on area51 ahead of this site ... Whom ...
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1answer
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"budget" vs "budgeting" tags

We have tags for both budget and budgeting. To me, these look identical. Currently, there are 123 questions tagged "budget" and only 9 questions tagged "budgeting". 6 of these questions are tagged ...
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Answers that do not address question

A recent question If I'm cash-flow negative, should I dollar-cost-average the money from my bonus over the entire year? was tagged Dollar Cost Averaging, indicating that even though the question ...
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3answers
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Are questions about single-person/family businesses on topic or not?

The guidelines say that "questions about small business that have no bearing on personal finance" are off-topic, and also request that "if you have a question about a small business, please make sure ...
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3answers
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When does "advanced" go beyond personal finance?

Here is a great question https://money.stackexchange.com/questions/28218/should-an-individual-try-to-purchase-a-seat-on-a-stock-exchange It was closed as being off topic. In the Past The community ...
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1answer
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Can we support the development of Economics.SE?

It is certain that most of the advanced economics questions are off-topic here, but we still got some of them. Apparently some of the users are likely to be future users of Economics.SE. Maybe we can ...
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Lets clean up this SE and answer the old unanswered!

Post questions here which you feel need an answer but have gone to long without attention. Up-vote the ones you feel are more important to answer. Down-vote the ones you feel are just bad questions ...
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Can we reopen this question about saving money?

I asked a question about finding ways to save money on an international transfer which seems to be within the question guidelines of this forum according to the on-topic page: Personal Finance and ...
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2answers
167 views

When am I being too quant for this site? How should I tailor my answers?

This may look like a dupe of When does "advanced" go beyond personal finance?, but I need just a little bit more specificity please. I am a weak quant, so I have no business answering real ...
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0answers
84 views

Deleting Closed Questions

Deletion of closed questions is not happening to the extent required. Although the Review Tab for users with enough reputation is available, few of us are actually going in and deleting stuff. I ...
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0answers
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Self-Evaluation Feedback: Personal Finance and Moving Forward

Unlike most other evaluations, I actually took the time to do a deep-dive evaluation for your site. (For those questioning my fitness to do this, I'm a graduate of one of the top business schools in ...
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What topics are not allowed on Money?

What are the allowed topics for this site? According to the FAQ Personal Finance and Money - Stack Exchange is for people who want to be financially literate, find ways to save money, minimize ...
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Moderator Election

While it might be a touch early, I think everybody visiting can see this site is already populated with a lot of questions. Chris W. Rea started the original Stackexchange site, BasicallyMoney.com ...
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4answers
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Questions that seek, and answers that provide, technically legal but morally questionable advice - are and should they be accepted here?

I'm referring to UK - Can I buy things for myself through my company? which, while seemingly a legitimate "yes/no" question, on closer look turns out to actually be asking "how can I ...
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5answers
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What should the exception screens for Money show?

Money should be nearing the end of its beta, so what should the exception screens be for Money? The exception screens are 404 (Page not found) Error Captcha (the screen where you verify you are ...
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5answers
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Should questions about advanced stock and options-trading topics and strategies be allowed?

Today I saw "How companies choose earnings release dates, & effect on Implied Volatility". Who cares? I mean, obviously some people care, and it's a worthwhile question for these people to ask ...
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2answers
80 views

OK for mods to add location?

I've discovered one of my newly acquired powers is to see the location of a member's IP address. This would conveniently let me add location to a question when appropriate and avoid discussing US-...
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6answers
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Are questions like "saving money making your own clothes" a good fit for money.stackexchange?

I have been away for a long time from Money.Stackexchange, I came back last month and I found it changed. I might be wrong but in the past I felt it was more a place to talk about economy and money ...
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Generic Disclaimer stating the advice here is not a professional tax advice

There are quite a few questions here on Tax advices. There are some users "littleadv" being one, that put out a disclaimer of sort " this is not a tax advice"; which I think is good. Should we have ...

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