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16

Answers to questions should be posted as an answer, not a comment. What is wrong with answering a question in the comment section? Stack Exchange websites are sites focused on questions and answers. They have a lot of community features that make them better than other types of sites: Questions and answers can be edited (improved) later, either by the ...


11

This has been covered before a few times on meta.SE: Should I answer off-topic questions? Is it bad to answer off-topic questions, knowing they are off-topic? Answer a question, then closed because off-topic. Delete my answer? If you believe that a question is off-topic, you should not answer it. If you have some information that might help the OP, you ...


6

I worry that we're a little quick to shut a question down immediately. I see plenty of examples where there is a warning that the question as written is off-topic, but I think it's okay to wait a bit or otherwise encourage changes that will make the question answerable and on-topic. I have answered off-topic questions when I think they have potential to be ...


6

There are questions regarding math and taxes which are facts. If I answer correctly, no one would argue, only perhaps offer a better articulated answer. That's easy. Then there are the questions that ask for "what am I missing" such as those that want to buy a house. Even if the numbers work, members might offer details the OP might be missing. In that ...


6

Re: "I wouldn't take swimming lessons from a guy who never went into the water and tried it himself." Well put. As the guy who had the, um, brilliant idea to start this place, I'll avoid speaking in the abstract and instead I'll actually give you some facts about my own situation: My family is debt-free. We have no outstanding mortgage, loan, or credit ...


6

I understand the question to be similar, but not identical, to the one you referenced. As with any open message board, you should do further research and not trust strangers. On the other hand, the nature of the scoring on the StackExchange site gives you a bit of confidence. The top rated two dozen of us have a collective excellent track record. And you ...


6

I can appreciate your religion. I can appreciate that you live your life as best you can while following your religion as best you can. I can appreciate that you wanted to share that with the people here. I find your response here to be largely benign, though definitely off topic. Typically when a source is posted here, it's to cite a specific piece of ...


5

Reading through the comments, you're fighting a losing battle, here. There are certainly SE communities where religious discussion is encouraged (see Christianity.SE), but it's not a great fit for Money.SE. Even the question to which you responded has been closed as off-topic, since it's asking for opinions and personal beliefs. While your answer may have ...


4

There are many better measurements of financial literacy than accumulated wealth. Philanthropy, expensive lifestyles, folks who made mistakes and learned quite a bit during their recovery, people who manage money wisely and stopped before you would have because, hey, happiness is happiness. There are also some pure basics to financial health that aren't ...


4

EDIT - We have an example in the wild that raises an issue tied to this question. Friend was brainwashed with MLM-/ponzi investment scam. What can I do? had a comment - Go to the police. This is fraud and is illegal. Sure, this will hurt your friend but better now then when he starts abusing of his position to fraud even more people... Which ...


3

Yes. And I’ve encouraged members to not ‘answer as if a US question until we know otherwise.’ When a question really needs a country tag, a comment is appropriate and 24 hours to let the OP update the question. Nothing wrong with seeing if OP discloses country in other questions or in profile. I did learn the hard way that VPNs can give a false origin if we ...


3

You have an excellent memory. The question "Do live forex signal services work?" was closed as offtopic. For what it's worth, 5 members all "closed as primarily opinion-based" and more recently, it was deleted as there was no way to edit to salvage it. This all occurs with no notice, and had nothing to do with your answer, just an off topic question.


3

I wasn't involved in deleting it and didn't see it before deletion. But my view is that even after editing, it doesn't answer the fundamentals of the question at all. The title and focus of the question is all about why capital gains tax is higher in one scenario than the other. The fact that the question included a slightly questionable assumption about the ...


2

A comment that is clearly an answer should be deleted, full stop. Comments are not appropriate locations to give answers. Answering questions in the comments is harmful for the site; it ends up with questions that go unanswered, and it ends up with people thinking the site should work more like a forum. A comment that gives the appearance of an answer ...


2

See past discussion. In principle you are correct, answers belong in answers. In practice there will always be disagreement whether something is a comment or answer, with no reliable line between them. Reality is fractal; human behavior more so. If you really think a comment should be an answer, you are free to turn it into one by quoting it in an answer ...


2

Don't assume the OP is the only intended audience for any answer you write. These questions and answers are intended to be long-lived knowledge resources indexed by search engines. A good question page will be viewed by many thousands of visitors. Aim to be understood by this audience, and help them. Consider the OP's question a "case-in-point" opportunity ...


2

“Ethics” does not make the question off-topic. We have lots of questions that talk about ethics. And multilevel marketing is inherently about personal finance, as the business model is to become business partners with individuals. The ethics of these businesses is of interest to potential investors, salespeople/partners, and customers. I do appreciate the ...


1

If you are doing a massive rewrite of the question, and that invalidates the answers, you should reconsider attempting a rewrite of the question. In the question you refer to, 10 people answered the question, one was even picked by the person asking the question as a good answer. My own interpretation of the problem is that it asks about the ethics of ...


1

The incentive already exists to leave an answer rather than a comment. Comments can get upvotes but no points are awarded. Similarly comments cannot get downvotes. Would a downvoted comment have sufficient penalty if there are no points deducted? Comments can be deleted without moderator attention if 3 (+ the number of upvotes) users flag them, that's lower ...


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