55

It is very rare, but it does happen occasionally that an “Is this a scam?” question can be answered “No.” A few examples: Scam Potential: Images of receipts sent over email. In this question, the asker received an image of a receipt in an email. I answered that it was most likely just mistakenly sent to the wrong address. An online casino owes me money ...


31

I understand the negative reaction to these questions, but I think that, in general, we should not disqualify personal finance questions from a Muslim viewpoint solely because it mentions Islam. First, it is important to note that just because a question could be asked on another Stack Exchange site does not automatically disqualify it here. The fact that ...


22

Yes, if you disagree with an answer, it is acceptable to downvote the answer as well as leave a comment explaining what you think is wrong with it. If you call that “attacking,” so be it. On your answer, I think you’ve done a good job of responding to the criticism and further explaining your answer. At this point, don’t take the downvotes personally. ...


19

Maybe I disagree with the FAQ here, but my personal opinion is that even trivial changes like this improve the quality of the material on the site and are fine as long as the fix something that is clearly an error. I suspect the rule around "substantial" is to discourage gaming the editor badges without making real contributions. I'll admit that I do edits ...


19

Yes, it's allowed to have multiple accounts, as long as they don't interact with each other by cross-voting etc. This answer on meta.stackexchange.com is fairly definitive. Of course, now you've posted this question, someone might still guess that an anonymous question in the not-too-distant future is from you, but it certainly won't be obvious or easy to ...


15

I'm one of the mods at Bitcoin.SE and I took a look at your FAQ and the types of questions you get. I'd say you should probably welcome questions that deal with Bitcoins in the context of personal finance but not questions that deal with the mechanics or internals of Bitcoin itself. This rule would make pretty much all of the questions mentioned off topic. ...


15

Couple of things: First In my opinion, mods are supposed to protect the quality of the site first, and settle user disputes last. Users should work it out amongst themselves. If conversation in the chat room doesn't work, then SILENCE is a perfectly acceptable alternative. Also, seriously, take a break. I recently was moving and remodeling a house and ...


15

YES I don't mind if hats happen on the site this year, and I know I can turn them off if I don't want to participate.


15

Answers to questions should be posted as an answer, not a comment. What is wrong with answering a question in the comment section? Stack Exchange websites are sites focused on questions and answers. They have a lot of community features that make them better than other types of sites: Questions and answers can be edited (improved) later, either by the ...


15

No, we should not automatically or manually remove all questions about scams from the HNQ. The HNQ is a good thing for our site. It is how many new users find us. In fact, I would argue that it is the path that the best new users find us through, because the HNQ brings new users that are already familiar with the Stack Exchange environment. If we are ...


14

Chris, I was really sorry to hear about your retirement. I know it has been a long and arduous road for you and Personal Finance & Money — waiting for your four-year anniversary is a touching gesture — but know that all the hard work has really paid off. With about 5,000 visitors per day (and quality better than ever), you have really ...


13

It's a great design! Thank you, Lucian! I have some subjective feedback. While I do have a handful of tweaks to suggest, each is minor. In the header, I like the different font treatment for "personal finance" vs. "money". Yet, we tend to emphasize personal finance questions over questions related simply to money. Could "personal finance" be made more ...


13

I can't say it is illegal (I am not a lawyer), but legality aside, it is shady and weird. I want shady and weird to be off-topic. This board should follow the spirit of the law as much as it follows the letter. The other side is that I have been accused of giving shady, unethical advice, because I felt the differently about moral implications on a topic....


13

There is no "splitting off" plan and nor, IMHO, should there be any such plan. (Community members may of course support another similar site if they choose.) Personal Finance & Money has since day one included and will continue to include stock investing as on-topic — provided questions asked are about investing as practiced by individuals, and ...


13

Done. I didn't know accounting site was killed. The link is now gone. Thank you for bringing it to our attention.


13

People on this site don't get paid, and they're not here as a favor to you - they don't even know you! They come mainly because they find it enjoyable to discuss their area of interest. They write answers because they enjoy writing explanations on this topic, and also because they like the affirmation from other similar users in the form of upvotes. What ...


13

I'm going to let you in on a fact that is not necessarily immediately obvious about our site: Most of the questions here in Personal Finance & Money are opinion-based. The reason for this is that personal finance is only partially about math. Personal behavior weighs greatly in personal finance, and the "correct" approach in any situation will involve ...


12

From the FAQ, regarding off-topic questions (emphasis added): Academic questions about economics or questions about economics that have no bearing on personal finance In other words, this site is not the correct place for many questions that economics majors or economists would discuss. It basically comes down to whether the topic is relevant to ...


12

From a comment on the homework question being discussed: At electronics.SE we allow homework questions as long as it is still an acceptable question as far as the sites standards are concerned. So essentially, remove any references to it being a homework question, and if it is still a good question then it can stand. The problem with this question ...


12

A community that lacks focus and dedication will soon devolve into the normal flotsam and jetsam of the Internet. StackExchange's purpose is to make the Internet better. That is a pretty big scope. We focus on making the parts of the Internet that deal with personal finance better. We dispel myths. We offer solid advice. We prepare people with FREE ...


12

We strongly advise communities to involve moderators through flags, or contact us directly when a dispute with another user arises. We're all here to have fun and learn from one another, but sometimes disputes do happen - it happens any time you put humans together on a cooperative effort, no matter how nice they might be individually. This is a very good ...


12

I'm glad to see this question, as I was just going to ask it myself. This has become a pet peeve of mine. I strongly believe that we should allow questions about personal finance even if they are not directly about the asker's personal experience. To me, the "personal" in "personal finance" means questions should be related to decisions made by ...


12

This is not documented in an easy-to-find way, but a site must have at least 40 tags with 200+ questions in it before any Generalist badges are awarded. Since this site has only 27 tags with 200+ questions, the Generalist badge is not yet earnable.


12

This is a difficult question. Most questions about legal matters will have a financial component. And many questions about finance deal with laws. Where do we draw a line between what is appropriate for this site, and what is not? Here is what I propose: We should make questions about legal disputes off topic. By "legal disputes," I mean questions that ...


12

This comes up pretty frequently on other network sites, see e.g. Rolling back a completely changed question The right thing to do is to roll back the question so the original answers remain valid, and advise the OP to post a new question if appropriate (probably not in this case as you say). I've rolled it back now.


12

Whenever you see this, it is almost always due to a deleted answer. In this case, the user wrote an answer to the question, but then deleted it him/herself immediately. When you hit 10k rep, you'll be able to see deleted answers on questions.


12

In this case, the question already had 10 answers at the time I protected it (we get an auto-flag at that point). I didn't think any new answers were likely to add anything new, and answers from new users even less likely. In general I would say that 10 answers is too many, instead of having a Q&A it's more like a forum. My overall sense is that on ...


12

You need 50 reputation to comment anywhere. This is different from asking or answering questions. Everyone can provide an answer by writing it in the big answer text box at the end of each "thread". But if you want to comment on someone's answer, for example because they have forgotten something in their answer that you noticed and you would like to help ...


12

I am absolutely in favor of trying to get rid of answers in comments. One of the first things I noticed when I started coming to money.se was that a lot of high rep users would leave answers as comments, and that struck me as odd. I also think your "too good to be a comment" plug is a good one. I haven't been here as long as many, but I have done a lot of ...


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