Episode #125 of the Stack Overflow podcast is here. We talk Tilde Club and mechanical keyboards. Listen now
13

I'm going to let you in on a fact that is not necessarily immediately obvious about our site: Most of the questions here in Personal Finance & Money are opinion-based. The reason for this is that personal finance is only partially about math. Personal behavior weighs greatly in personal finance, and the "correct" approach in any situation will involve ...


8

It's definitely off-topic for money - as per the off-topic list: Requests for specific investment buy/sell advice; e.g. "should I sell X?" or "should I buy Y?" or "will X continue to go up?" Questions about shopping; e.g. "where can I buy the cheapest X?" I doubt it would be on-topic for any other SE site, as this kind of question is very ...


7

I voted to leave this question open the first time through the close vote queue. (It's in the queue again with 3 votes to close.) I don't love the question, so I didn't answer, but I do think it's a personal finance topic. The fact that it hit HNQ means there is a lot of interest in the topic. It's true that there is a strong element of opinion; that's also ...


6

I declined the flag. The option I was thinking of that I thought you should have used was "Other (leave a comment to explain what is wrong)". But I hadn't realised (or at least had forgotten) that you don't get that option until you have enough reputation to cast a proper close vote rather than just flagging. So apologies, if I had realised that I would have ...


4

I can't speak for the other mods, so this is my opinion. Questions that are off topic can be voted up, and hit HNQ (hot network questions, for the acronym challenged) skewing the voting faster and higher. That said, I agree this question was borderline, likely off-topic. Since I do not get a 'vote', only a binary ignore/close, I didn't act on it when it ...


3

I think this is clearly not on topic. The test is primarily, would an expert in personal finance be an expert on this question? And in that it clearly fails: expertise in personal finance likely makes you worse at answering this question if anything, as it makes you more likely to buy an intelligent car rather than a luxury car. The expertise to answer a ...


3

The simple answer is that in the day since it posted, 14 members chose to answer it, but I'm only seeing the close count at 2 so far. Which still implies a closure is a strong possibility. I did not close it myself, as a mod, but preferred to let members take control on this, avoiding the inevitable alternative meta question, "Why was the question about '...


3

Asking for a specific stock recommendation would definitely be off-topic - there's a specific off-topic close reason for that: Questions seeking product or service recommendations are off-topic because they tend to become obsolete quickly. Instead, describe your situation and the specific problem you're trying to solve. They also tend to attract spam ...


2

Ganesh has explained the specific reason for this case. However, in general... For users who have enough reputations to cast close votes, they're forced to use the custom close reason that will post the "I'm voting to close this question because ..." comment. However, for users who don't have the close vote privilege, if they think a question needs to be ...


2

Because the question is "Why is “cheque cashing” a legitimate business?" and you wrote a personal story (not bad, in and of itself) about why that concerned your boss. In my opinion, and that of the flagger, it didn't explain why, today, check cashing is a large, legitimate business.


1

Keep in mind, gray. If a question is spam, I mean NSFW spam, by all means, flag it. Or so off topic, that there's no way it should stay here. The issue as I saw it was that by flagging, it needed to be addressed by a mod. The question, along with those Ben Miller cited, are in that gray area. Say it was 6 years ago, and the first question we got of the ...


1

I think I flagged that post as not an answer This was posted as an answer, but it does not attempt to answer the question. It should possibly be an edit, a comment, another question, or deleted altogether. and suggested that it was a comment not an answer. It did talk about a personal experience, which is good; but then used phrases such as: ...


Only top voted, non community-wiki answers of a minimum length are eligible